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Whether you’re running an online store or launching a service website – a smooth payment gateways, and secure payment process is a must. But how do you actually integrate a payment gateway?
In this blog, we’ll show a 6 popular payment Gateways in Malaysia and simple step for integrating payment gateways – great for beginners!
Contents
What Is a Payment Gateway?
A payment gateway is a tool that lets your customers pay you through online. It links between your website and the bank, making sure each payment is processed safely when someone uses a card, e-wallet, or online banking.
6 Popular Payment Gateways in Malaysia
1. SenangPay
Source: SenangPay
SenangPay is one of the most popular for small businesses in Malaysia. It’s beginner-friendly and supports various payment types.
What it supports:
- Credit/debit cards
- FPX (online banking)
- E-wallets (Boost, GrabPay, TNG)
Why people like it:
✅ Easy to set up
✅ Clean interface
✅ No technical skills needed
2. iPay88
Source: WooCommerce
A well-established payment gateway used by big and small businesses.
What it supports:
- Credit/debit cards
- FPX
- E-wallets (TNG, Boost, GrabPay)
- PayPal
Why people like it:
✅ Trusted by many e-commerce sites
✅ Offers wide payment options
✅ Easy to use
3. eGHL
Source: Drupal
eGHL (by GHL Systems) is another trusted gateway in Southeast Asia.
What it supports:
- Credit/debit cards
- FPX
- E-wallets
- Buy Now Pay Later (Atome, etc.)
Why people like it:
✅ Good for regional businesses (SEA countries)
✅ Flexible integration
✅ Recurring billing option
4. Stripe
Source: Financialit
Stripe is a global payment gateway, now also available in Malaysia.
What it supports:
- Credit/debit cards
- E-wallets (Apple Pay, Google Pay)
- International payments
Why people like it:
✅ Developer-friendly
✅ Clean design and fast processing
✅ Good for startups and tech companies
5. PayPal
Source: Commons Wikimedia
PayPal is one of the world’s most popular gateways, especially for international transactions.
What it supports:
- PayPal account
- Credit/debit cards
- Some local payment methods
Why people like it:
✅ Trusted by customers worldwide
✅ Great for USD payments
✅ Easy for freelancers
6. Razer Merchant Services (formerly MOLPay)
Source: One Search
Good for online stores that want to target young buyers or gamers.
What it supports:
- Credit/debit cards
- FPX
- E-wallets
- Over the counter (7-Eleven payments)
Why people like it:
✅ Accept payments at 7-Eleven
✅ Gamer-friendly
✅ Strong fraud management
How to Integrate a Payment Gateway – Step by Step
Step 1: Choose the Right Payment Gateway
Start by choosing a payment gateway that fits your business needs.
Ask yourself:
- Do I want to accept cards, FPX, e-wallets, or all?
- Do I need local or international payments?
- What are the fees?
For example: Popular options in Malaysia include:
SenangPay, Billplz, iPay88, Stripe, PayPal, and eGHL.
Step 2: Register for a Merchant Account
Go to the payment gateway’s website and you can sign up as a merchant. You’ll usually need:
- SSM business registration
- Bank account details
- Company or personal info (IC, etc.)
Once approved, you’ll get API keys or a login for setup.
Step 3: Connect the Payment Gateway to Your Website
Platform | Method |
Shopify / Wix / EasyStore | Use built-in payment settings (very easy) |
WordPress (WooCommerce) | Install a plugin |
Custom Website / App | Use API integration (need developer support) |
Setting up a payment gateway might seem hard, but it’s actually easy with the right tools. Just choose a trusted provider, follow the setup steps, test it, and you’re good to go!
Also selling products? You can use EasyParcel to handle deliveries—it helps you save on shipping costs, easy to use and comes with tracking.
FAQ
1. What is a payment gateway?
A payment gateway is a tool that helps you collect money online through cards, online banking (FPX), or e-wallets.
2. Do I need a payment gateway for my online store?
Yes, if you want to accept payments online, a payment gateway is a must.
3. Is it hard to set up a payment gateway?
No! Most platforms like Shopify or WordPress make it easy. Just follow the steps or install a plugin.
4. Can I use a payment gateway without a company?
Some gateways allow individuals, but most need you to register a business (SSM) in Malaysia.
